A Critical Review of Two Loans for New Construction

A Critical Review of Two Loans for New Construction

Recently, Groundfloor crossed another important milestone, repaying our 100th loan in January. We passed that milestone realizing no loss of principal in three years of lending. Today, our undefeated record sees its inevitable end.

We’re not the kind of company who sweeps its problems and shortcomings under the rug. When results do not meet our expectations, we make a point of studying why. We share our findings openly with our stakeholders without excuse, and commit ourselves to improving.

Post Mortem of a Problem Loan

Post Mortem of a Problem Loan

Groundfloor operates on core values that include efficiency, openness, transparency, and accountability. We emphasize those values in our lending operations for the benefit of our borrowers, and as an issuer of securities for the benefit of our lenders who invest in our loans. Read on to see what happened on the first loan of nearly 100 we've made that didn't repay the full rate of interest, and how we managed it.

When Things Go Wrong With a Groundfloor Loan

When Things Go Wrong With a Groundfloor Loan

As with any investment, real estate loans aren’t risk-free. Instead, exposure to risk must be approached thoughtfully and managed carefully. That’s a shared responsibility -- for us as an issuer of securities and for our investors as well. Learn from Rich Pulido, senior vice president of lending, capital markets and risk management, how GROUNDFLOOR maximizes recovery on under performing fix and flip loans.

New Year Tip #1: Automate Your Funds Transfers

New Year Tip #1: Automate Your Funds Transfers

Among the many New Years resolutions people make, resolving to spend less and save more ranks up there with shedding those holiday pounds. If building your portfolio is on your list, Groundfloor can help. Read on to learn how, in our first post in a series of tips to get more out of Groundfloor in 2017.